Comcorp

Comcorp’s latest MortgageMeter statistics, from April 2025 to April 2026, reveal a clear shift toward higher leverage in the market.

Average purchase prices increased by 4.4%, while average approved bond values rose significantly by 16.5%, indicating stronger lending activity.

At the same time, average deposits declined sharply by 42.6%, pushing LTV ratios slightly higher.

First-time buyers followed a similar trend, with purchase prices up 3.2% and bond values up 14.3%, while deposits dropped by nearly 49.6%.

Notably, the share of first-time buyers grew by approximately 7.8%, reinforcing their strong presence in the market.

Overall, the data reflects growing lending confidence and continued momentum from first-time buyers in the residential property market.

🏠Interested in learning more about our Mortgage Software? Visit ➡️www.comcorp.co.za.

Our latest MortgageMeter stats are in!

Comparing February 2025 to February 2026, our data shows a clear upward trend in property values across the market.

🏠Property Values on the Rise: The Average Purchase Price climbed 2.67%, reaching R1,434,940.

🏠Stronger Financing: The Average Approved Bond Value saw an even sharper increase of 4.30%.

🏠Shifting Equity: Average Deposit Value declined by 5.85%, suggesting that while buyers are putting down less cash, banks are showing a significantly increased appetite.

🏠Bank Appetite: This shift is solidified by the Average Approved Loan-to-Value (LTV), which has climbed to 98.64.

Overall, the numbers indicate a market that is gradually strengthening, with banks supporting buyers through higher leverage while property values continue their upward trajectory.

Interested in learning more about our Mortgage Software, visit ➡️www.comcorp.co.za.