Inscorp Insurance Brokers
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Is Your Business Hiding Inside Your Personal Insurance?
Many small businesses start from home, at the dining room table, in a spare room, from the garage, or with a personal vehicle being used for business errands.
As the business grows, the insurance risk can change.
Business stock, tools, laptops, equipment, client items, deliveries, or regular business use of a vehicle may not always be treated the same as normal personal use.
A home contents policy may also need to be reviewed if stock is stored at home, clients visit the premises, or part of the home is used for income-generating activities.
This does not mean every small business owner needs a complicated commercial policy. In some cases, a combined personal and business insurance solution may be worth considering. In other cases, separate personal and commercial policies may still be more suitable.
The important part is to review the risk properly and not assume that personal insurance automatically covers business activities.
At Inscorp Insurance Brokers, we help small business owners understand where personal and business risks may overlap.
Inscorp is an authorised FSP: 43796
Contact us for professional assistance.
www.inscorp.co.za
012 661 3007
[email protected]
19/05/2026
๐ช๐ต๐ฒ๐ป ๐๐๐ฒ๐ฟ๐๐ผ๐ป๐ฒ ๐๐ ๐๐น๐ฎ๐ถ๐บ๐ถ๐ป๐ด ๐๐ ๐ข๐ป๐ฐ๐ฒ
After floods, storms or disasters, claims systems come under pressure fast.
Assessors, repairers and suppliers are overloaded, which is why proper documentation matters.
Before cleaning or repairing:
โ Take photos & videos
โ Record damaged items
โ Keep invoices & proof of ownership
โ Document temporary repairs
A broker helps guide the process, ensure the correct information is submitted, and keep communication moving when the system is under pressure.
Because after a disaster, a claim is more than paperwork, itโs about getting your business back on its feet.
Contact us for professional assistance.
www.inscorp.co.za
012 661 3007
[email protected]
23/04/2026
Why Insurance Claims Are Challenged
Insurance claims are often challenged due to exclusions, underinsurance, poor maintenance, late reporting, and unpaid premiums. Regular reviews are essential to ensure adequate protection.
Inscorp Insurance Brokers, led by Marna (Roets) Bouwer, helps businesses safeguard their operations through tailored commercial insurance solutions.
Contact us for a professional risk assessment.
www.inscorp.co.za
012 661 3007
[email protected]
05/03/2026
When assumptions are tested.
(Consequences without fear-mongering)
In transport and logistics, assumptions often hold until something goes wrong.
Thatโs usually the moment when contracts are examined, insurance responses are tested, and responsibility is questioned. What felt clear before the incident can quickly become uncertain once liability needs to be established.
Contingent exposure isnโt about expecting failure, itโs about understanding how responsibility may shift when arrangements are put under pressure.
Clarity before an incident often makes all the difference afterwards.
Learn more: https://www.inscorp.co.za/cargo/
Get a Quote:
www.inscorp.co.za
012 661 3007
[email protected]
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Contact the business
Website
Address
54 Phyllite Avenue
Centurion
0157
Opening Hours
| Monday | 08:00 - 16:30 |
| Tuesday | 08:00 - 16:30 |
| Wednesday | 08:00 - 16:30 |
| Thursday | 08:00 - 16:30 |
| Friday | 08:00 - 15:30 |
