Cassidy Rolick - Realtor
10/15/2025
The magic number of home buying 🏡
It’s not just about your credit score — your magic number is what determines how much home you can comfortably afford.
→ Keep your mortgage at or below 28% of your pre-tax income if you have little debt.
→ If you’ve got other payments (loans, credit cards, etc.), aim to keep total debt under 36% of your income.
Example:
If you earn $5,000/month →
• No debt? Mortgage up to $1,400
• With $600 in debt? Mortgage about $1,200
That’s your magic number — the key to owning a home and living comfortably.
Want to find yours? Let’s chat — I can connect you with a great lender to crunch the numbers!
Cassidy Rolick
Chris Wilson Realty Team | KW Keystone Realty
📞 717-668-7923 | 📧 [email protected]
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Address
2610 Course Road
York, PA
17402