Lux Financial Solutions LLC

🚨 Self-Employed? Your Q4 Estimated Tax Payment is Due Today! (Jan 15)

If you earned over $1,000 in profit from Oct–Dec 2025, the IRS expects your Q4 payment today.

💸Miss it, and you could face 0.5% penalties per month on unpaid taxes. Not ideal.

🛡️ Safe Harbor Rule:
Pay 100% of last year’s total tax (or 110% if your AGI was over $150K) split evenly across the four quarters even if you earned significantly more this year.

But heads-up: if your 2025 income was higher than 2024, you’ll still owe the difference when you file your tax return. Plan accordingly.

💻 How to Pay:
Submit through your IRS online account by 10:45 PM CST today, and make sure the payment is dated Jan 15 so it counts for Q4 2025.

⚠️ Payments dated after today may roll into payments for 2026.

At Lux Financial Solutions, we help service-based business owners pay less tax with legal and ethical tax saving strategies that keep more of your money working for you.

With a Tax Strategist in your inner circle, you can finally make taxes work for YOU.

📅 Today is the deadline for your 2nd Quarter Estimated Tax Payment for 2025!

If you’re a business owner or self-employed, your estimated tax payment is due today.
⏰ Make sure to submit your payment successfully by 11:45 p.m. ET via your IRS Online Account or it may not count for the 2nd Quarter.

Not paying enough throughout the year? You could end up with an underpayment penalty fee — and nobody wants to give the IRS more than they have to.

💡 Here’s a quick guide to avoid the Underpayment Penalty Fee:
✅Owe less than $1,000 by April 15th
OR
✅ You’ve already paid the smaller of 90% of this year’s tax OR 100% of last year’s tax (110% if your AGI is over $150k)

👉 Need help?
If you're scrambling to figure out how much to pay or what to expect in April, it’s not too late to plan ahead. Let us build a custom tax strategy that helps you avoid penalties, boost your cash flow, and pay the least amount of tax legally possible.

📩 DM me to get started — tax planning isn’t just for deadlines. It’s an all-year strategy. Let’s get you set up!