Advantage Insurance Services

The holidays are a time for giving and receiving. If you're adding high-value items like fine jewelry, electronics, or artwork to your home this season, now is the time to ensure they're properly protected.

Here are a few things to keep in mind:

🎁Hold onto receipts and appraisals for documentation.
🎁Notify your agent to update your coverage with a personal articles policy or endorsement.
🎁Act quickly, as many policies have deadlines for adding newly purchased items.

Not sure if your current policy has you covered? Reach out today. We’re here to help ensure your peace of mind.

The answer is dwelling coverage. This part of your homeowners insurance protects the physical structure of your home, including the walls, roof, and foundation. It does not cover the items inside your home. Those are protected under personal property insurance.

If you are not sure what your policy includes, reach out to us today. We can help you review your policy and make sure you have the coverage you need.