Misty Lynch

Social security is one part of your retirement plan.
- When should you claim it?
- What happens if you keep working?
- What changes if you’re married, divorced, or widowed?
- What do you need to know to help a spouse or parent understand the options?

That’s why I created a Social Security Planning Guide.

It’s a starting point to help you understand the questions worth asking before you apply for benefits.

Comment SOCIAL below, and I’ll send the guide right to your DM’s.

You’re teaching your kids something about money every day.

It starts with your language. If you only talk about money when it’s stressful, kids learn that managing finances is a little scary.

Try saying “That’s not a priority right now,” instead of “No! We’re broke!”

Language like that demonstrates creating space between wanting something and buying it.

The lesson isn’t only for kids. Partners, aging parents, and your own inner dialogue improve when you change your language.

Constructive conversations begin when you stop making everything about how little you have and start talking about how priorities, timing, values, and tradeoffs decide your spending.

You help the next generation by making money less taboo. Talk about work. Talk about how decisions get made. Talk about what something costs and whether it is worth it.