Dave Luft

I am not advertising for life insurance on fb. If you want a policy, give me a call but the reason for this post...

One of the people I work with just got a call from a husband of a woman who had a term policy that ended 6 days before she died. This is very sad. I don't know how old she was but if you are looking to leave money behind for family, DONT GET A TERM!!!!!!

You can get a level term to last up until you are age 85. Life expectancy right now is in our low to mid 80s. In 20 years, life expectancy will probably be 90 for men and woman. Remember when people passed away at 75 and it was normal. Now that is almost 85.

Yes, a term is cheaper and more affordable, but if you outlive the policy...the people you want to leave money behind for, are now paying for your funeral out of their pocket.

Looking for a quote on life insurance but don't wan to talk to an agent. Click below and you can get your quote in minutes. If you like the quote, then request a call to apply and I can help you fill out the application.

So you can always be there for them. Browse instant online quotes from today’s top life insurance providers.

Sometimes life takes you off-roading.

PSA: Don't wait until you are sick or 80 to get life insurance for funeral costs that you are guaranteed to have. Everyone will have a funeral at some point and everyone will incur that cost on someone.
If you don't want your kids to pay for it, call me or message me
A 65yo male smoker can get 15,000 for 98 a month. If you won't pay for the funeral, who will?