Tim Palmer - Insurance Agent

Had a commercial risk come across my desk that some agents would’ve declined.
20,000 sq ft building with mixed-use exposure and mid-renovation.

Instead of saying “no,” we:

– Reframed the risk correctly
– Layered coverage (builder’s risk now → BOP transition later)
– Positioned the account for underwriting approval

Our client's outcome: placed successfully with a long-term continued growth opportunity.

The difference isn’t markets; it’s how you present the risk.
That’s where experience matters.

Big thanks to Ron Palmer

for all your support! Congrats for being top fans on a streak 🔥!