Kevin Dick - Coldwell Banker Select

🏡 Life Doesn't Always Wait for Perfect Market Conditions

A lot of people are putting their move on hold right now, hoping mortgage rates will drop or the market will become easier.

But here's the thing...

The reason you wanted to move in the first place probably hasn't changed.

Maybe your family needs more space.
Maybe the kids have moved out and the house feels too big.
Maybe you're changing jobs, getting married, retiring, or need to be closer to family.

Life keeps moving whether the housing market cooperates or not.

That's why many buyers and sellers are still making moves today. Not because conditions are perfect, but because their current home no longer fits their life.

The good news? There are more homes on the market than we've seen in years, giving buyers more choices and, in some cases, more negotiating power.

If you've been wondering whether moving still makes sense for you, let's talk through your options. You may have more opportunities than you think.

Kevin Dick
918-998-HOME

Buying a house with another adult is becoming a legitimate strategy. 😂

And honestly?
It’s not as crazy as it sounds.

More first-time buyers are teaming up with:
• Friends
• Siblings
• Significant others
• Roommates

to make homeownership actually affordable.

Why?

Because combining incomes can help:
• Qualify for more house
• Lower monthly costs
• Split the down payment
• Build equity sooner instead of continuing to rent

The market has gotten expensive enough that people are getting creative instead of waiting around for “someday.”

And co-buying is becoming way more common.

Now before anyone turns the dining room into a karate dojo…
This only works if:
• Everyone trusts each other
• Expectations are clear
• There’s a written agreement
• Everyone has an exit plan

Done correctly, co-buying can actually be a smart move.

Done incorrectly…
well… you’ve seen the movie.

If buying feels out of reach right now, there may be more options available than you think.

Send me a message and let’s talk through creative ways to make homeownership happen.

Kevin Dick
Tulsa Realtor | Coldwell Banker Select
918-998-HOME

🇺🇸 VA Home Loan Benefits: What Many Veterans Don't Realize

I've talked with a lot of Veterans who assume they need a big down payment or years of saving before buying a home. In many cases, that's simply not true.

Some of the biggest advantages of a VA loan include:

✅ Possible $0 down payment
✅ No monthly PMI in most cases
✅ Limits on certain closing costs
✅ BAH and BAS may help active-duty service members qualify for more

These benefits can make homeownership much more affordable than many Veterans realize.

If you've served our country—or know someone who has—it may be worth exploring what benefits are available. I work with some great local lenders who can help determine eligibility and explain your options.

Kevin Dick
918-998-HOME