Mike Gately Farmers Insurance Agent

You’re excited. You’re scared. And, truth time, maybe you don’t know what “replacement value” means? Buying a new home is BIG and making sure you have the homeowners insurance that is right for you can feel daunting. I’m happy to answer your questions.

It’s National Teen Driver Safety week, so if your teen gives you nothing but [eyeball roll emoji] when you talk about safe driving, consider this: it’s not what you say, it’s what you do. Put the phone down and keep your eyes on the road when you’re driving.

Wet roads. Slippery leaves. Ice! And it’s getting dark earlier. Give yourself extra room to stop, stay a safe distance from the car in front of you and make sure your tires and brakes are in good shape.

Change the HVAC filters, put up the storm windows, clean out the gutters. If it all sounds like a chore now, imagine when its 20 degrees outside. There’s still time to get your home ready for winter’s cold, snow and ice. farme.rs/FallTips