Tonya Muse

I’m never too busy for a referral!
CaTonya Muse Realtor ®️ Licensed in Commonwealth of VA
Cr8tive Realty Phone: (804)456-8052
Email: [email protected]
Notary Public licensed in Virginia

✅ New Homebuyer Checklist

1. Get Financially Prepared
• Check your credit score
• Calculate your budget
• Get pre-approved for a mortgage
• Save for down payment & closing costs

2. Define Your Home Wishlist
• Preferred locations
• Number of bedrooms & bathrooms
• Square footage
• Yard size / acreage
• Must-have features (garage, updated kitchen, office, etc.)

3. Choose Your Realtor
• Select a trusted agent who understands your needs
• Discuss timeline, price range & goals
• Sign buyer’s agency agreement (if applicable)

4. Start the Home Search
• Tour homes (in-person or virtual)
• Compare features, condition & value
• Evaluate commute times & neighborhood amenities

5. Make an Offer
• Review comparable sales
• Determine offer price & terms
• Submit offer & negotiate as needed

6. Complete Inspections & Appraisal
• Schedule home inspection
• Review inspection results
• Lender orders appraisal
• Negotiate repairs or credits if needed

7. Finalize Your Loan
• Submit required documents
• Lock interest rate (if not already)
• Receive loan approval

8. Prepare for Closing
• Review closing disclosure
• Schedule final walk-through
• Bring required documents & funds

9. Closing Day
• Sign all paperwork
• Receive your keys
• Celebrate your new home! 🎉🏡

If you’re ready to find “the one” (home, that is 😉), let’s connect! 💬 Drop a comment, send me a message, or give me a call—I’d love to help you find the perfect match!

📞/💬 (804) 456-8052
💻 [email protected]

Tag someone who’s ready to fall in love with their dream home! 💕🏠

I’m never too busy for a referral!
CaTonya Muse Realtor ®️ Licensed in Commonwealth of VA
Cr8tive Realty
Phone: (804)456-8052
Email: [email protected]
Notary Public licensed in Virginia