Colucci Insurance

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The difference between a bond and insurance is that if a claim is paid out by your bonding company you to pay the surety company back unlike a general liability policy. I tell my clients to think of a bond as a line of credit. Here is an excellent article about Bonds I saw in the Forbes advisor a few months ago:

What Is Bond Insurance? If your small business involves contracts with clients, you may be required to have a surety bond, which protects your client for if you do shoddy work. A surety bond can also cover fraud and allegations of theft committed by your employees. There are several different types of bonds that apply to v