Tyre Insurance Agency

Auto insurance has five basic types of coverage: Bodily Liability insurance, Medical Payments liability, Collision and Comprehensive Coverage, Property Damage liability, and Uninsured Motorist liability.

Buying a new car and loading up on extras? Be careful, some may bring an increase in your insurance rates. On a related note, have your policy checked and eliminate services that may be covered by your credit cards or other policies.

A key part of what type of coverage covers damages is dependent on who is at fault. For example, if you collide with an object, then the damage is paid for by your collision coverage. If another driver hits you, then their liability coverage pays for the damage.