Penny Lane Financial

Market drops affect more than investments.
They affect confidence.
That’s one reason some retirees use annuities as part of their retirement strategy — to create income designed to continue regardless of market volatility.
Peace of mind has value too.

Estate Planning for Women: What Happens When Your Husband Dies?

Many couples put off estate planning because it's uncomfortable to think about. But what happens when one spouse is left to navigate important financial and legal matters alone? Here's why having a plan can make all the difference. Read full blog:

Estate Planning for Women: What Happens When Your Husband Dies? No one wants to imagine losing a spouse, but estate planning can help protect women from financial uncertainty, legal complications, and unnecessary stress after loss.

Owning a home free and clear doesn’t always mean financial freedom.

Many retirees are “house rich” while still dealing with tight monthly budgets.

For some homeowners, a reverse mortgage becomes a way to use a portion of their equity to supplement retirement income without taking on a traditional monthly mortgage payment.