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So many options....speaking to a mortgage loan officer is the first step to purchasing a home.

While many cite 20% as the standard downpayment, the typical first-time buyer last year purchased with just 10% down. Buyers are taking advantage of numerous downpayment assistance programs to pave their path to homeownership.

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Suwanee, GA Homes FREE List of Homes Under $400K

In Gwinnett, it’s hard to afford housing on less than $75,000 a year Jeannie Johnson works two full-time jobs.