Arredondo Risk Advisors

Knowing the different types of auto coverage can help you avoid overpaying in the future.

These are the different types of coverage you might need depending on how often you drive your car and the situations you might find yourself in:

Liability:
Liability is essential for every car. It doesn’t cover you or the vehicle, but it can keep you from going into debt if you’re the cause of an accident.

Collision:
Collision protects your car no matter which driver is at fault. Collision insurance ensures the expense to repair or replace your car doesn’t come out of your wallet.

Comprehensive:
Comprehensive insurance covers damage to your vehicle when there hasn’t been a collision.

For example, comprehensive insurance covers it if a tree branch falls on your car outside your home or a rock cracks your windshield on the freeway.

Full-Coverage:
Full coverage combines all the different types of insurance options here to ensure you’re covered no matter what.

You’re Not Bundling:
If you’re not bundling your different insurance policies, you’re likely overpaying for at least one of them.

Even if you think you’re getting a good deal from your car insurance company, you could save more by bundling it with another policy.

Insurance Premiums in Texas rising faster than inflation. If you experience any rate increase on your home or auto policies, give us a call. We have many A-rated carriers to choose from. Let us do the shopping for you. Our team is here to help save you $$$ along with being properly covered.