Kevin Sargent Mortgage

🍀 Happy St. Patrick's Day 🍀

Considering a home purchase this year? FHA loans are great options for first-time homebuyers, those without large down payments, and those using gifts for down payments and closing costs. Read all about them here:

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Collaborating with a local loan officer and real estate agent offers benefits throughout the homebuying process. Make sure you go into the process with a certified pre-approval so you can put in a winning offer when you find your perfect home.

Getting pre-approved helps with the time it takes to close on a home. At SWBC Mortgage, we offer a certified pre-approval, which means your loan is fully underwritten before you present your offer to the seller.

Let's talk about the benefits of a certified pre-approval and how one can help you get into your dream home faster!

How long does it take to close on a home? Here's how long it takes to close on a home on average — and a few things you can do to speed up the process.

🌷 Spring into Homeownership!

Exciting news for all house hunters: our new Down Payment Assistance Program is here, offering up to $7,500 to help you purchase your dream home this spring! 🌼 Whether you're a first-time buyer or looking to upgrade, this is your chance to make that move with a little extra support. Say goodbye to financial stress and hello to your new front door!

The Fed has indicated three rate drops are likely on the horizon for this year.

Read more in the article below and reach out with any questions!

How far will home equity rates drop in 2024? Here's what experts think Home equity loan rates could fall this year — but just how far will they drop? This is what the experts had to say.

Prospective homeowners could potentially afford a more expensive house now than they could just a few months ago, thanks to a drop in mortgage rates.

Want to know about your personal purchasing power? Give us a call today to get started!

With 1% Drop In Mortgage Rates, Home Buyers Get $40K More In Purchasing Power, Redfin Says Prospective homeowners can now afford a more expensive house than they could just a few months ago, thanks to a drop in mortgage rates. An analysis by real estate brokerage site Redfin finds that a buyer with a $3,000 monthly housing budget and a 6.7% mortgage rate can afford to buy a $453,000 ho