Silvertree, LLC

Most manufacturing owners are running around town with four different advisors who never talk to each other.

The lawyer handles the legal side. The CPA handles taxes. The investment person handles the portfolio. The insurance person handles coverage.

Nobody is connecting it together.

The gaps between those advisors are where money quietly leaks out. A tax move that hurts the estate plan. An investment decision that ignores the business. A succession idea nobody ran past the accountant.

We play the role of general manager. One point of contact who coordinates tax, legal, investment, and risk management so the pieces actually work together.

If you've never had anyone look at the whole picture at once, that's where we start.

Book an initial consultation: https://silvertreeplan.com/contact/

You have two ways to leave your manufacturing business: hand it to family or sell to an outside buyer.

Most owners assume they can prepare for both and decide later. That assumption tends to cost years.

The two paths need different structures, different timelines, and different financing.

Family transitions often run on seller financing, where you take payments over time and stay tied to the business long after you step back.

Outside sales bring market value and a clean break, but buyers want three years of clean financials and a business that runs without you.

The tax picture differs too. Family transfers raise gift and estate questions.
Outside sales bring depreciation recapture and capital gains decisions that shape how much of the sale price you actually keep.

Our latest article breaks down both paths and when to decide between them. Read here: https://silvertreeplan.com/business-succession-planning-manufacturing/

Manufacturing business owners know about opportunity cost in operations. Delayed equipment upgrades that reduce efficiency. Deferred process improvements that affect quality. Postponed training that limits capability.

Value acceleration works the same way. Every year without systematic value building is a year of forgone price improvement.

If you're planning to exit in five years, you should have started value acceleration yesterday. If you're planning to exit in ten years, you should start now.

Because the businesses that sell for premium multiples didn't get there by accident. They got there through years of focused work on the factors buyers reward.

We would like to welcome Adam Ranum to the team a Private Wealth Advisor.

Raised in Wisconsin Rapids in a blue-collar, trades-oriented family, Adam developed a deep appreciation for hard work, discipline, and personal responsibility at an early age. Those values continue to shape his approach today—grounded, authentic, and focused on doing what’s right for every client he serves.

Adam brings over a decade of experience in the financial services industry, including successfully building and managing his own advisory practice. During that time, he developed extensive expertise in retirement planning, investment management, and insurance strategies, helping clients navigate complex financial decisions with clarity and confidence.

He is passionate about simplifying the financial planning process and building lasting relationships rooted in trust, transparency, and personalized service.

Outside of work, Adam enjoys spending time with his wife, a local educator, and their three young boys. He is an avid outdoorsman who enjoys boating, fishing, hiking, and golf whenever he can.