Block Appraisals

New blog post: How Appraisers Determine ANSI Z765 Gross Living Area In 2026

ANSI Z765 gross living area is the finished, above-grade space in your home measured from the exterior walls. Under ANSI Z765-2021, a room only counts as GLA if it checks every item on a strict list. Miss one, and that square footage drops off the appraisal report entirely. ANSI Z765 gross living area includes only […]

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ANSI Z765 Gross Living Area: What Counts In 2026 ANSI Z765 gross living area rules determine what qualifies as GLA in your appraisal. See coverage, exclusions, and value impact. Read now.

New blog post: Home Appraisal Measurement Process: How It Actually Works In 2026

The home appraisal measurement process determines how much livable space your property has, and that number controls your appraised value more than almost anything else. An appraiser doesn’t eyeball your square footage. They follow a strict national standard called ANSI Z765-2021, which both Fannie Mae and Freddie Mac now require for every single-family residential loan. […]

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Home Appraisal Measurement Process Explained (2026) Learn how the home appraisal measurement process works in 2026, from ANSI Z765 standards to GLA calculations. Costs, timelines, and tips.

New blog post: What Is the Difference Between Appraised Value And Replacement Cost? (2026)

Your home’s appraised value and its replacement cost are two completely different numbers. Confusing them is the most common reason homeowners end up underinsured after a fire, flood, or storm. The appraised value is what the market would pay for your property today, land included. Replacement cost is what it would take to rebuild the […]

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Difference Between Appraised Value And Replacement Cost? Appraised value and replacement cost are not the same number. Learn why confusing the two leaves homeowners underinsured, and how to get.

New blog post: How Long Do Appraisals Take In New York?

Real estate appraisals in New York typically take 3 to 14 business days after the initial property inspection, though complex commercial properties can extend to 3–4 weeks. The exact timeline depends on property type, market conditions, appraiser availability, and lender requirements. Residential appraisals (homes and condos) average 5 to 10 business days, commercial appraisals run […]

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How Long Do Appraisals Take In New York? New York appraisals typically take 7-10 days. Learn what affects the timeline, what to expect, and how to speed up the process. Call us now!

New blog post: Understanding Income-Restricted Housing in New York City

A Comprehensive Guide to HDFCs and Affordable Homeownership Programs New York City’s affordable housing landscape includes several distinct programs designed to create and preserve homeownership opportunities for low- to moderate-income residents. Among these programs, Housing Development Fund Corporation cooperatives, commonly referred to as HDFCs, represent one of the City’s most important and technically complex affordable […]

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Understanding Income-Restricted Housing in New York City - Block Appraisals A Comprehensive Guide to HDFCs and Affordable Homeownership Programs New York City’s affordable housing landscape includes several distinct programs