Piatchek & Associates

Consider Roth for Tax-Free Income

The adage “pay me now or pay me later” applies to the differences between traditional and Roth accounts in both IRAs and employer retirement savings plans. Traditional accounts (pay me later) offer a current-year tax deduction, but future withdrawals, including contributions and earnings, are subject to ordinary income tax.

Read more: https://www.piatchekandassociates.com/Consider-Roth-for-Tax-Free-Income.c10442.htm

Surprise! It’s Retirement Time

“The best-laid plans of mice and men often go awry.” This famous saying, adapted from 18th-century Scottish poet Robert Burns, could apply to many aspects of life, including retirement. In 2025, four out of 10 retirees said they retired earlier than they had planned.

Read more here: https://www.piatchekandassociates.com/Surprise!-Its-Retirement-Time.c10470.htm