T. Mann Financial

Creating a diversified portfolio is a thoughtful strategy aimed at managing investment risk while pursuing long-term growth. While each investor’s needs and risk tolerance differ, we’ve gathered some general elements to consider when building a diversified portfolio. Swipe to learn more.

Diversification is not a guarantee against loss, but it remains a fundamental approach to striving for steady, risk-adjusted returns over time. Contact us to discuss the diversification of your portfolio or with any questions.

Todd Mann Financial Services Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Many employees may not realize they have opportunities to enroll in a 401(k) plan outside of open enrollment. By highlighting these options, you can help your team make informed decisions about their financial future.

✅ New hires - Many plans allow enrollment once eligibility requirements are met.
✅ Life changes - Events like marriage, divorce, or having a child may open a new enrollment window.
✅ Plan-specific windows - Some plans offer rolling or quarterly enrollment periods.
✅ Automatic enrollment - Employees may be enrolled automatically unless they opt out.
✅ Special promotions - Employers may offer additional opportunities to encourage participation.

Clear communication about these options can boost participation and help employees feel more confident in their retirement planning. Need assistance sharing this information or exploring your plan options? Our team is here to help! Reach out anytime.

Todd Mann Financial Services Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Spring is here, and it’s the perfect time to give your 401(k) plan a little spring cleaning! Swipe through to discover key areas to review and make sure your plan is performing its best for you and your employees.

Ready to get started? Reach out to our team today to schedule your 401(k) check-up!

Todd Mann Financial Services Inc. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.