Spafford Leasing Associates, Inc.

Spafford Leasing Associates, Inc. is frequently asked to provide aggressive lease structures to startups; however, we typically do not do so due to early-stage credit risk and high failure rates (per Dun & Bradstreet data). As a result, most early-stage companies are financed by owner-family capital rather than institutional credit.

For creditworthy companies—generally in the Fortune 1000 category—and transactions of $250,000 and above, we offer lease rates in the 2%–4% range and can assume unguaranteed residual positions to achieve a market-based overall yield. This is supported by our expertise in residual valuation and our industry relationships for remarketing and realizing those residuals.

Our largest residual-based leasing relationship has been with Newmont Mining Corporation, a Fortune 500 company, where we reached approximately $15 million in residual-priced transactions across the company and its subsidiaries.

We specialize in residual valuation. Of the approximately 4,000 banks in the United States, the vast majority—outside of the largest institutions—primarily provide commercial loans. We structure leases. When strong credit and well-supported residual values are properly aligned, the result is often a meaningfully lower effective cost than traditional bank financing—particularly from banks that do not offer leasing, which is the majority.

It has been our specialty for decades.

Tax Exempt Lease Purchase…..

🚛 Built for Georgetown, Massachusetts – Delivered by Spafford Municipal Leasing
A division of Spafford Leasing Associates, Inc.

Proud to deliver this 2024 Ford F-550 XL Extended Cab 4×4, upfitted with a 9-foot Knapheide utility body, LED work lights, and an amber lightbar — a durable, ready-for-service vehicle supporting essential municipal operations.

Spafford Municipal Leasing, a division of Spafford Leasing Associates, Inc., provides flexible, cost-effective equipment leasing programs for towns and cities across New England — helping communities modernize their fleets while preserving capital budgets.

Whether it’s DPW trucks, fire and rescue apparatus, or specialty service equipment, our programs keep local services moving efficiently and affordably.

LOOKING INTO CURRENT RESALE VALUES FOR LARGE VACUUM METALLIZERS

We are presently reviewing secondary-market values for TopMet 2450 HiRes metallizers (2018–2020 models) and related vacuum coating equipment.

If you’ve seen recent transactions, appraisals, or buyer interest in this class of machinery, I’d welcome any input.

The used equipment market for metallizers has become very dynamic, and we’re tracking where fair market and forced-sale values are trending.

➡️ Please DM me or comment if you have recent comps or buyer feedback.