The Marin Group

MINE IS A COOL 66:)

Be honest… what’s your ideal sleep temperature? 💤

Are you:

A ❄ 60–65° (basically arctic tundra)
B 🌙 65–70° (cool + cozy)
C 🔥 70–75° (warm and unbothered)

Your thermostat settings say a lot about you 😂

Drop your letter below ⬇️

THIS!!!!!!!! Getting pre-approved is exciting, but here’s something most buyers don’t realize: Your pre-approval amount is not the same as your comfort budget. 💰🏡
Lenders approve you based on formulas, ratios, and risk tolerance. But only you know what monthly payment actually feels comfortable for your life.
Here are a few things to think about beyond the mortgage payment:
A) Utilities + Maintenance 🔧: Bigger homes often mean higher monthly costs.
B) Lifestyle Spending ☕✈️ : Travel, dining out, hobbies, kids activities - these matter too.
C) Future Goals 📈 : Saving, investing, or planning for big life changes.

Buying at the top of your approval range can feel stressful month-to-month. Buying below it can give you breathing room and flexibility.

The goal isn’t just getting approved; it’s feeling comfortable and confident in your payment long-term. ✨

If you ever want help thinking through “approved vs comfortable,” I’m always happy to help you map it out. 💬

Thank you to every man and woman who has served or is serving our country. We wouldn’t be where we are today without the sacrifices you have made🙏🏼