Beth Yount NMLS ID 1294636

Rate movement doesn't have to derail a deal. But it can when buyers don't understand what they can absorb and what they can't. My job is to make sure you know your full picture before the market moves, not after. What does your payment look like at different rate scenarios? Where is your ceiling? What happens if we lock today versus waiting? Those are the conversations that keep deals together when conditions shift. Know your numbers before the market moves.

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A recent White House report shows that homebuilding fell dramatically after 2008 and has never fully recovered. That's the foundation of why prices stay elevated and why waiting for the market to reset itself is a strategy built on hope, not data. But here's what that same market is quietly doing right now. Homes are sitting longer. Sellers are cutting prices faster than anyone expected. Buyers who were getting crushed in bidding wars during COVID now have weeks to make decisions instead of hours. The shortage hasn't been solved. But the window to navigate it smartly has opened wider. That's the conversation worth having today.

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