SIG F&M Insurance Group

🚗 Does Car Insurance Follow the Car… or the Driver? 🤔

The answer is: usually the CAR — but there are important exceptions!

In most cases, auto insurance follows the vehicle, meaning if someone borrows your car with permission, your insurance may help cover an accident. However, coverage can depend on:

✔️ Who was driving
✔️ Whether they had permission
✔️ Your policy limits
✔️ The type of claim
✔️ Whether the driver is excluded from your policy

That’s why it’s so important to understand exactly what your policy covers before an accident happens.

Don’t wait until you’re in a stressful situation to find out you have gaps in coverage. Let’s review your policy together and make sure you’re fully protected!

📲 Message us today for a FREE insurance review & quote!

SIG F&M Insurance Group
📞 832-299-1520