M J Foley General Agency

With everyone wondering whether the economy is really strong or not, is this the right time to make your retirement income plan? With the Fed lowering its key interest rate, should you hold off until the rates are raised? Don’t wait another day to work on your retirement plan, give me a call and let’s talk!

What Happens to Your Retirement Plan Now That the Fed Lowered Interest Rates? As you design your retirement income plan, you might think that the Fed's cut in interest rates will force you to switch gears. But remember: Whether it's dividends, interest or annuity payments, don't try to time the market.

“The insurance company makes all the money and I don’t.”
“I don’t have access to my money.”
“There are too many hidden fees.”

Are these some of the questions and doubts you have about bringing annuities into your portfolio? This article answers those questions, and if there are more you have, give me a call or shoot me an email and let’s meet!

7 Misconceptions About Annuities And The Truth Over the years, annuities have been misunderstood. Read here to discover seven common misconceptions!

Fixed Index Annuities are one of the more misunderstood annuity products. FIAs should be compared to insurance products, not investment security products like mutual funds. They allow clients to protect the principal of their investment in the insurance product while letting the annuity be credited with growth based on certain indexes like the S&P. Contact me today and let’s discuss how an FIA can help build your portfolio in the long-term.

3 advantages of using fixed indexed annuities in retirement Research has shown FIAs can outperform bonds, making them a solid bond alternative.

Use annuities to help reduce the risk of running out of money in retirement! Annuities can help you generate a paycheck for life!

How Investors Can Use Insurance to Reduce Risk Insurance policies can be valuable tools for an investor to reduce risk.