Scott Jensen - Country Financial

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your teen drive safely and find ways to save on car insurance. Keep reading to learn how.

🔸Discuss distracted driving with your teen🔸

A moving car should be a distraction-free zone for a new driver. Have your teen use an app that will disable incoming texts while the car is moving and handle all tasks they may be tempted to do while driving before they start the car, like starting their playlist and setting up their map app.

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🔸Know the driving laws for teens🔸

All U.S. states (and D.C.) have enacted a three-stage graduated driver licensing system that reduces high-risk driving situations for teens. This includes limiting the number of passengers and restricting driving at night.

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🔸Use auto telematics to track driving behavior🔸

Many insurance companies offer auto telematics apps that gather data on things like acceleration, braking, cornering and phone usage. Auto telematics programs can reward drivers for safe driving with a discount on car insurance.

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🔸Save money on car insurance for teens🔸

Car insurance for teens can be more expensive than for adults. Here are a few ways to save money: completing a safe driving course and qualifying for a Good Student discount.

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we know a thing or two about keeping families protected through all stages of life. We’ve been at it since 1925. Follow us for more on how to protect what matters most.

Life comes with risk, and when you’re a farmer, well, you know all about risk on the job. With storm season in full swing, don’t let crop hail damage leave you unprepared. Now is the time to secure your investment with crop hail insurance.

To learn more about crop hail insurance and how it can protect your farm from future storms, contact me today or visit countryfinancial.com/crop.

As you navigate another storm season, here’s a question for you...

Are you prepared to handle storm damage to your farm?

Check out the slides for tips to keep your farm prepared for storms to ensure you have a successful growing season. If you have any doubts about your storm preparedness, I’m here to help you plan. Let’s talk today.

How much can a farm review save you? As a Farm Certified Representative with , I’m here to take a deep look at your farm operation and ensure you start this year on the right foot.

Whether you’ve added new equipment or buildings, expanded your operation or just need to update your insurance coverage, a review can make sure your farm has the protection it needs. Plus, after reviewing your current needs, we might find an opportunity for additional savings and discounts!

Contact me today to schedule your 2025 review.

Are you a newlywed or newly engaged? If so, congrats! I'm sharing our top marriage finance tips to get you started as you plan your new life.

▪️ Budget together ▪️
Setting up a budget is the first step to managing money and getting on the same page as a married couple. Here are some questions to start with:
- Are you combining your finances?
- How much debt do the two of you have? How are you paying it off?
- How much can you save each month for rainy days and big purchases?
- Who pays for what and who handles the bills?

▪️Consider life insurance ▪️
You can’t plan for everything in life, so talk about the tough stuff now. If something happens to you, you want to make sure your spouse can pay the bills. Life insurance will never be more affordable than it is today. Call me to find out what you can expect to pay.

▪️Protect your valuables▪️
Now that you’re rocking new bling on those ring fingers, did you know you can cover them on your home insurance policy? Let's meet to make sure your valuables are covered.

▪️ Ask about liability insurance▪️
Your new combined net worth may exceed what’s covered on your home and auto insurance policies. Ask me about adding liability insurance.

▪️ Find a financial advisor▪️
Sitting down with a professional to discuss your financial goals will help you consider long-term plans for your life together.

The sooner you start managing your money in your marriage, the better chance you have of reaching your goals.