Michael Guthrie

I've watched two people build the same kind of career for 25 years.

Same salary range. Same savings habits. Both did everything the standard playbook told them to do.

By year 20, one could step back whenever they wanted.

The other couldn't.

It wasn't what they earned. It wasn't how much they saved.

Somewhere around year five or ten, one of them started taking a slice of every paycheck and moving it into something that paid them whether they worked or not.

The other just kept earning and saving the way they always had.

One ended up with 𝗼𝗽𝘁𝗶𝗼𝗻𝘀.

The other ended up with 𝗼𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻𝘀.

Here's the part most people miss. That gap didn't open at year 20. It opened the first year one of them decided to act, and the other decided to wait.

Every year you spend in the second pattern is a year you don't get back.

The structure that pays you whether you show up or not is exactly what I'm walking through on June 16. If you've been meaning to fix this, come see how it works and start where the first person started.

Tuesday, June 16. 30 minutes. Live on Zoom. Q&A at the end.

Link to register in the comments.