Three Angels ARM

6 More days I will be celebrating Five years in Business.

Business will be picking back up in April full force.

Financial 101: Generate or create a monthly budget book just to see how your funds are going and coming. List all your income and bills. Write down payments amount and due dates and calculate your total debt and total income. Then subtract your total debt from your total income, that way you will know if your debt to income ratio is too high, low, or balance. Everytime you pay off or pay a bill, write it in the book. Budgeting will let you know where you are in debt, bills, and if you are balance, this way you can see how your funds are flowing in and out. You can also write down what in your bank accounts as well, so you can see how well you are saving, how the money is flowing, or going in the negative.

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Gift cards will be on inventory soon.