Health Insurance Ron

Depending on your insurance policy, many preventive dental procedures have a very strict timeline. For example, a teeth cleaning is allowed every 6 months, and many insurance companies have made it so that this 6 month time frame is covered only to the day, and not a day earlier! Make sure to know what your policy covers!

A contingent beneficiary is a secondary beneficiary. In the case that your primary beneficiary isn’t alive at the time of your passing, the insurance money will go to the contingent beneficiary.

Did you know that 30% of American households don’t have life insurance and of the remaining households, only 44% have individual life insurance? Yet 50% of households state they need more life insurance to provide for and protect their families should anything happen.