Timothy Shannon Farmers Insurance Agent

The answer is burglary! Across the U.S., a home burglary happens around every 25–30 seconds, while a house fire occurs about every 85–90 seconds.

There are steps you can take to protect your home, like installing a security system and making sure your smoke detectors are working. But if a burglary or fire were to happen, would your home be covered by insurance? Give us a call, and let’s review your policy.

Looking to review your policy or compare other options? We’re ready to help.

We’ll review your current coverage, identify any needed updates, and explore other policy options that may be a better fit for you.

Umbrella insurance provides extra protection on top of your existing home, auto, or other personal insurance policies. It helps cover large claims or lawsuits that exceed the limits of your standard coverage.

You might consider umbrella insurance if you have significant assets to protect, high-risk exposures, or want added peace of mind. This could include homeowners, those with teen drivers, landlords, and business owners.

Umbrella insurance is designed to step in when standard policies aren’t enough. If you have any questions at all, give us a call!

Peace of mind starts with the right coverage. Message or call us to review your insurance policies and make sure you have the protection you need.