Gerad Nucci - NMLS #1482156

Being self-employed doesn’t prevent you from buying a home, but the mortgage process may require additional preparation. Lenders typically review tax returns, business income, bank statements, and overall income consistency to evaluate qualifying income. Because write-offs can sometimes reduce reported income, planning ahead becomes especially important for self-employed buyers.

The good news? There are a variety of loan options designed for different income situations and business structures. I'm happy to walk you through your options and help you understand what lenders will be looking for.