Livingston Financial Planning

For decades, the financial services industry has focused primarily on savings, with less attention on spending. While the emphasis has been on accumulation, decumulation can present a unique quandary.

JUST PLAIN TALK: Be wary of unexpected retirement pitfalls JUST PLAIN TALK: Unexpected retirement pitfalls include divorce, adult children, spending

The biggest threat to your portfolio might not be inflation but infection.

Vaccination rates in America aren't going to get us to herd immunity. Inflation can be severe, but worrying about it while ignoring science is akin to putting the cart before the horse.

JUST PLAIN TALK: Inflation or infection — which is worse JUST PLAIN TALK: Inflation or infection — which is worse