Doyal Real Estate

Bonnie and I will be in front of the Union Barber Shop in Old Orcutt this evening...stop by and grab a cup of hot cider and a cookie. We'd love to wish you a MERRY CHRISTMAS!!

More fun shots of our recent trip to the White Mountains in New Hampshire, and also Maine and Boston.

We have a young friend staying here in Santa Maria. She has a pending job with an airline, but needs to improve her English vocabulary and conversational skills. Any ideas?

Thank you to everyone who sent me "Happy Birthday" wishes! I am extremely grateful for my health, Bonnie, my kids and grandkids, and all my wonderful friends!!

The Fed's pivot from 'maybe more hikes' to 'cuts next year' had the markets in ecstasy. The Dow and S&P 500 hit all-time records. The yield on the 10-yr US treasury went below 4%. And average 30-year mortgage rates fell to 6.6%. That's a decrease of nearly 150 bps (1.5%) in just two months.