bd_loans

🏡 WELCOME HOME!

Another one closed in Seminole with the help of Evan Perrett! Huge congratulations to these 20-year-old first-time homeowners who just bought their very first house.

Evan helped negotiate $15,000 in seller concessions, which covered their closing costs — meaning they actually brought LESS to closing than the 3.5% down payment typically required.

Even better, they locked in a 5.625% loan with a 2-year temporary rate buydown:

• Year 1: 3.625%
• Year 2: 4.625%
• Year 3+: 5.625%

That buydown alone saves them around $600 per month in the first year of the loan.

Buying a home in your early 20s and already building equity is a huge move. This deal is a perfect example of why who you work with matters — the right strategy, negotiation, and loan structure can make a massive difference in how much cash you bring to closing and what your payment looks like.

Proud of the team and excited for these new homeowners! If you want to see what options might be available for you, send me a message. 📩