Salt Lake Living

Salt Lake Living

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04/23/2025

It's what's for Dinner! Visiting my, home town: San Diego

Photos 05/03/2022

Moving day tip: pack a box of essentials!

Pack a box of essentials that you need to get through the first night and morning in your new home—otherwise, you’re left digging around to find what you need, like clean sheets, towels, or your coffee maker!

Here are some key items to put into your essentials box:

✅ Bedroom: sheets, comforter, and pillows
✅ Bathroom necessities: toiletries, towels, and toilet paper
✅ Kitchen essentials: Coffee maker or kettle and tea or coffee; 2-3 meals and the necessary utensils and dishware; paper towels and trash bags
✅ Tech: Phone and/or computer chargers

Tell us in the comments: what’s one item we’d find in your essentials box??

04/28/2022

5 Tips to Save for a Down Payment

📍Save this one so you can come back to it when you’re ready to start saving!

1️⃣ Automate your savings. Set a specific amount of money to go into your savings every time a paycheck is deposited, for example. You won’t need to remember to do it yourself—and can still make progress on your savings.

2️⃣ Start selling items you no longer want or need. Instead of waiting until a few weeks before you move, sell those items now. The profit can go right into your savings account.

3️⃣ Cut the cable cord. Choose one or two streaming platforms to pay for instead and put the extra money toward your down payment savings.

4️⃣ Get a side gig. There are many ways to make extra money, like driving for a rideshare company or getting freelance work—remember to put your earnings right into your savings account.

5️⃣ Adjust your car insurance. If you’re now driving fewer miles because you’re working from home or you’ve improved your credit, you may be able to reduce your monthly insurance payments. All you have to do is call and ask.

Saving is important, but remember: it’s never too early to speak with a real estate agent too. Get in touch if you’re thinking of buying a house so we can help you prepare!

📲 (801) 891-5678
📩 [email protected]

04/21/2022

How will you celebrate Earth Day tomorrow?

One way is to make some changes to your home energy use.

The following shifts can have a significant impact on the planet (and your bank account!):

🌱 Write “turn off lights” on post-it notes and place them next to your light switches if you have a habit of forgetting to turn off the lights.

🌱 Install energy-saving light bulbs, which use up to 90% less energy than standard bulbs.

🌱 Change your HVAC filters every 90 days, which can increase your system’s efficiency and cut down on heating and cooling costs.

Tell us in the comments: what’s one way you conserve energy in your home?

Photos 04/14/2022

Should you get a reverse mortgage?

While it can be a great way to supplement your retirement income, there are some things to watch out for:

⚠️ High fees
To get and finalize your reverse mortgage, you’ll be paying a range of fees that can add up quickly.

⚠️ Variable or high interest rate
The interest rate is often higher than that for a standard mortgage. It may also be variable, rather than fixed, which means it can increase in the future.

⚠️ Less money for your heirs
The remaining amount of your estate will need to be repaid when you’re no longer here, usually in a specific period of time, which can be costly and stressful for your family.

This is why, in some cases, downsizing can be a better option. If you’re deciding between the two, contact us to discuss your options and make the best choice for your needs.

📲 (801) 891-5678
📩 [email protected]

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Impower R. E 8899 South 700 East
Sandy, UT
84070