Jason Hauck

Watching the Wheels: 3 Types of Cyclists and Their Insurance Needs

Jason Hauck ~ Insurance Solutions
(208) 610-2031

Watching the Wheels: 3 Types of Cyclists and Their Insurance Needs Americans cycle for a number of reasons. Some do it to keep fit, some see it purely as a mode of transportation, while others treat it as a competitive sport.

The cost of homeowners insurance coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way – unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

Jason Hauck ~ Insurance Solutions
(208) 610 -2031