Gabriel Rios - First Bank Mortgage

April is !

Maintaining a stress-free lifestyle is important to your overall mental and physical health.

To decrease stress in your life, you can:

🏃‍♀️ Exercise more frequently
🍎 Follow a healthy diet
☕ Reduce your caffeine intake

What other tips do you have? Share them below ⬇️

CALHFA Dream for All! This is an AMAZING first time buyer program but do you want to know the BEST part? Not only do they provide 20% for your down payment but there is no payment on this amount. I think this is the biggest element that most people advertising this program are missing. Please take a few moments to watch this video to learn how reallocating the funds you would have spent can up and help you become wealthy!

Example used in video:

$1,000,000 Purchase

Traditional Loan with 5% down= $50,000 Needed to be saved

$150,000 that would be added to the loan as not receiving the 20% down payment assistance

Payment would be $998 more per month (principle and Interest http:// assumed rate

Mortgage Insurance would be required $332 estimate

Total payment difference $1,330 Monthly

Now, what if you reallocated those funds into another type of investment (S&P 500, high yield savings account, 401k, College fund for children etc.@5%) for ten years before selling or refinancing.

The savings would add up to nearly $300,000!!! This is why I believe this product can change lives and help people become homeowners today. Reach out to get started today!