Ray Singh Realtor

Let’s take a look at some things property industry professionals would have you believe, that don’t necessarily stack up.

Insider Tip #1: Home prices don’t go up all the time

The property market is cyclical, it goes up, down, and back again, so try not to obsess over rising house prices or when the best time to buy is. Of course, it’s advantageous to take advantage of any tax breaks or dips in the market, but on the whole focus instead on the ideal home, you want.

The top 3 numbers that matter the most in your mortgage: ⁣⁣
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- Credit score ⁣⁣
- Loan-to-value ratio⁣⁣
- Debt-to-income ratio
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If you’re thinking about buying a home, these are the numbers that you should be thinking about!⁣⁣