Lund Life Transitions
03/23/2024
I recently got to attend the open house for Rivercrest Adult Care Home in Rockwall. It's a beautiful residence, and I was so impressed with everyone I met that evening! And, yes . . . the food was AMAZING!
01/10/2024
I've been thinking about a certain aspect of human nature this week. It certainly affects me, and I think it affects most of us in some way. It's the tendency to kick uncomfortable cans down the road instead of dealing with them now.
Recently, I have been working to assist an individual whose home mortgage is now 2.5 times what it was two decades ago. This growth is the result of repeated loan modifications -- getting behind, then rolling the arrears into the loan. As a result, many opportunities have been closed off, and this individual will be hard-pressed to meet some important objectives. The problems have never gone away, they have just kept getting bigger. The consequences have been suspended only temporarily, and now they must be reckoned with.
In no way am I disparaging of this individual, who is a decent person. Certainly, all of us have been in situations where the best or most expedient option available to us is not our favorite. What has been on my mind is this: are there areas of my life where I make non-ideal decisions, not out of necessity, but as a lifestyle? Some choices that are suitable for short-term situations can be a disaster if we try to apply them over the long term. Sometimes we do this because of bad advice, where someone has put it in our heads that this is the only way. In reality, we usually have more choices if we deal with problems earlier than allowing our problems to dictate our destiny. The harder paths at the start of the journey may be preferable to the last remaining path at the end.
Jeff Butler: Not everyone needs a trust. Trusts are important for young children, or for family members dealing with addiction or gold-digging spouses. Wills distribute property all at once; trusts distribute carefully over time. (https://atriumlegalgroup.com)
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