Crossbridge Financial Group, LLC

Most retirees worry about running out of money, but spending too little can carry its own risk. Research shows that about a third still have 100% of their savings intact by their mid-80s.

Underspending is real: Being too cautious can mean skipping travel, family support, giving, or other experiences during the years you’re most able to enjoy them.

Start with a withdrawal plan: A common rule of thumb is to withdraw a set percentage of savings in year one, then adjust for inflation over time.

Stay flexible: Adjusting spending as markets, needs, and life stages change can help balance preservation with quality of life.

See why the goal isn’t just to protect your nest egg, but to use it well: https://cnb.cx/4xiUj4a

Retirement 'underspending' is risky, advisor says. Here's why Retirees often focus on the risk of spending too much in retirement. But spending too little poses another kind of danger.