Pulse Financial Planning

I’m sure you saw the headlines about the student loan cancellation that was announced yesterday. There is much more than just widespread student loan cancellation to consider. Here is what you need to know.

Biden Cancels $10k – What You Need to Know – Pulse Financial Planning Biden Cancels $10k – What You Need to Know August 25, 2022 by Matt Elliott, CFP®, CSLP® President Biden announced major changes to student loans 8/24/22. There is much more than just widespread student loan cancellation to consider here. Here is what you need to know: $10,000 student loan cancel...

With interest rates on the rise, you may be wondering if it still makes sense to refinance a mortgage in 2022. While rates are not as attractive as they were last year, it could still make sense to depending on your situation. Find out what you need to consider before refinancing in my featured post for February.

Should I Refinance My Mortgage? – Pulse Financial Planning Interest rates remain extremely low, which makes now a good time to consider refinancing your mortgage. Find out what you need to consider before refinancing in this month's article.

Check out my comments that appeared in Fortune this week for tips on dealing with rising inflation.

Here's what 8 financial planners say you should do with your money during inflation Inflation is at its highest rate in nearly four decades, but there are steps you can take with your personal finances to take the edge off.

It’s hard to believe 2021 is almost over already! With the end of the year fast approaching, it's time to review some key areas of your finances if you haven't already.

Things to consider before the end of 2021:
• Tax loss/gain harvesting
• Review and update 401k/403b contributions
• Review Flex Savings Account balances
• Take Required Minimum Distributions (RMDs)
• Rebalance investments
• Contribute to 529 plan(s)
• Backdoor Roth IRA contribution (2021 may be the last opportunity!)
• Roth conversions
• Charitable contributions
• Pay estimated taxes
• Budget for student loan payments to resume in 2022

For the full list with more detail, download my free checklist below:

Year End Financial Checklist

"Nurses work too hard to be broke." Check out this article I contributed to with how one nurse broke the cycle, and 5 steps you can take to improve your own financial health.

5 Things Nurses Can Do Today to Improve Their Financial Health | Keener App Think financial stress is a given? Think again.

For those in Rochester - you can catch my interview with KTTC TV on inflation and some tips to try to stay ahead of it on the 10 pm news tonight.