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A Medicare Special Needs Plans provides benefits and services to people with specific diseases, certain health care needs, or limited incomes. SNPs tailor their benefits, provider choices, and list of drugs (formularies) to best meet the specific needs of the groups they serve.

What Do I Do About Medicare If I Work Past 65? If you work past 65, you might be able to delay enrolling in Medicare. It could also be the case that you need to enroll in Medicare during your normal enrollment period to avoid late penalties. The answer depends on your employer and the coverage they offer.