Stephen Groff - NFM Lending

Stephen Groff - NFM Lending

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Photos from Stephen Groff - NFM Lending's post 05/26/2026

Choosing the right loan term is an important part of planning your mortgage.

Shorter terms can save you on interest but may mean higher monthly payments. Longer terms often lower your monthly payment but increase the total interest paid over time.

Want help figuring out which loan term fits your budget and goals? Reach out today to explore your options and make a plan that works for you.

Photos from Stephen Groff - NFM Lending's post 05/19/2026

The title process is an important part of buying a home. It ensures you have clear ownership and protects you from potential issues that could arise after closing.

A title search and title insurance give you peace of mind and help make the closing process smooth and secure. Have questions about the title process or what to expect next? Reach out today to get guidance and support every step of the way.

Photos from Stephen Groff - NFM Lending's post 05/08/2026

Checking your credit before applying is one of the simplest ways to set yourself up for success.

Your score plays a big role in your loan options, and even small improvements can make a difference. Not sure where to start or have questions about your credit? Reach out for guidance.

Photos from Stephen Groff - NFM Lending's post 05/06/2026

The process doesn’t stop after you apply, this is where everything comes together.

From processing to underwriting, each step moves you closer to closing, even when additional documents are needed along the way. Have questions or wondering what’s next? Reach out for guidance.

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940 Hilltop Drive Suite A
Redding, CA
96002