IGO Insurance Agency

The start of a new year is the perfect time to pause and review how your business has changed over the past year. Any major developments can impact the type and scope of coverage your team needs.

Swipe through to see what to consider, then give our office a call to schedule a quick coverage review. It’s a simple step that helps ensure your business is protected in 2026.

December 26th is National Homeowners Day, a timely opportunity to highlight the importance of well-rounded coverage for your home.

While homeowners insurance covers many risks, it doesn’t cover everything. Here are a few areas where standard policies may leave gaps:

⭕ Flood damage - Rising water from heavy rain or overflowing rivers isn’t included in most homeowners policies.
⭕ Earthquakes - Standard coverage usually leaves a home unprotected from earthquake damage.
⭕ Sewer or drain backup - Even small backups can lead to expensive cleanup and repairs, which are typically only covered with optional protection.
⭕ High-value items - Jewelry, fine art, collectibles, and other expensive items often exceed standard policy limits.

For coverage in these areas, separate policies may be necessary. If you want to explore whether additional coverages are needed, give us a call today. We’re here to help ensure your home is properly protected.

As winter gets underway, we’re sharing a few tips to mitigate seasonal risks and prevent costly commercial insurance claims.

Swipe for more information, and don’t hesitate to give us a call with any commercial insurance-related questions or needs.