Ryan Foss, Realtor

What To Expect from the Housing Market in the Second Half of 2026

The second half of the year probably won't be perfect. But it could be better.
Mortgage rates may ease. Home sales could pick up. And prices are expected to continue rising at a healthier, more sustainable pace. If you've been waiting for signs of progress, this is it.
If you want to understand what these forecasts mean for your plans and what’s happening in our local market, let’s connect.



401-996-9255
[email protected]

What To Expect from the Housing Market in the Second Half of 2026 If the first half of this year has left you feeling stuck, you're not the only one.

Home prices are up in some markets and flat or negative in others. So, what's going on?

It really comes down to one thing: inventory.

Where there are more homes for sale than there were before the pandemic, prices have stabilized or dipped. Where inventory is still well below normal, prices are still climbing.

And that’s why the headlines are so confusing right now. It varies a lot by area.

The national average is 1.7%, but your city’s number may tell a different story depending on where you live. That's exactly why working with someone who knows your local market makes all the difference right now.

Are you trying to buy or sell in the next 6 months? Drop a comment below and I'll tell you what the data says about our market right now.



401-996-9255
[email protected]

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.



401-996-9255
[email protected]