Do Good Mortgage

👇 COMMENT "CLASS" below and I’ll send you the link to join my FREE homebuying masterclass!

Here is why the 28% rule is an absolute game-changer...

When you apply for a mortgage, lenders will often approve you for the absolute maximum amount you qualify for based on their guidelines. But maxing out your budget is exactly how people end up "house poor"—meaning you can pay your mortgage, but you have no cash left over for travel, investments, or emergencies.

The 28% Rule is a standard financial guideline designed to keep your housing costs comfortable. It states that your total monthly housing expenses (which includes your loan principal, interest, property taxes, and insurance) shouldn't exceed 28% of your gross monthly income (your income before taxes).

Run the numbers using the formula in the video before you start touring homes so you know exactly what your true budget is!

Save this post to reference when you're ready to run your numbers! 🏡

That dream home is closer than it seems 🏡

👇 Comment the word CLASS below, and I’ll send you the details for my completely free homebuying class!

If buying a house has been on your radar, consider this the perfect moment to take the first step. Don't worry if you're confused about down payments, credit scores, or just how the whole process works—that's exactly what I'm here for. Let's navigate it together!