Vista Capital Partners

Retirement isn’t the end of a career. It’s the start of a new chapter.

The most fulfilling next chapters aren’t guided by financial readiness alone—but by purpose. When working, learning, connection, giving, and leisure are thoughtfully present, life feels balanced and meaningful.

At Vista, The Purpose Project helps clients design that balance—at any stage of career or retirement.

If you’re thinking about what comes next, we’d be honored to share it with you.

👉 Reach out to Vista to learn more. Read the full article here: https://vistacp.com/blog/the-purpose-project-designing-your-best-life/

As workplace open enrollment begins, now’s the time to make benefit choices that affect not just your health coverage, but your taxes and take-home pay in 2026. In our latest post, Doug Post, CFP®, walks through the key trade-offs and smart choices you should evaluate.

Here are a few highlights:
💡 HDHP vs. traditional plans — Lower premiums vs. higher out-of-pocket costs: which fits your expected health spending?

🏦 HSAs and their triple tax advantage — Contributions are tax-deductible, growth is tax-deferred, and qualified medical withdrawals are tax-free.

👶 Dependent care FSAs — With the 2026 cap potentially rising, this remains a tool worth reviewing if you have childcare or after-school obligations.

💼 Deferred compensation options — Some employers let you defer salary or incentives — a powerful tool, if it fits your broader financial plan.

📋 Your open enrollment checklist — The post includes a handy “to-do” list: review last year’s expenses, confirm contribution limits, use leftover FSA funds, check deferred comp opportunities, etc.

➡️ Read the full article: Benefit elections 2026: Choose wisely during workplace open enrollment
https://vistacp.com/blog/benefit-elections-2026-choose-wisely-during-workplace-open-enrollment/

Today’s “democratization” of alternatives (private equity, private credit, etc.) is tempting: Wall Street increasingly markets them as institutional-grade opportunities for the average investor. But is access enough?

In our latest blog, Dougal Williams, CFA dives into why alternatives may be ill-suited for most investors:

🕰 Illiquidity trade-offs — tying up capital for years with restricted withdrawal options

🔍 Opaque valuations — models and appraisals replace frequent market pricing, masking real performance

💼 Misaligned incentives — fees and conflicts can make alternatives more of a revenue engine than a value engine

The bottom line? True portfolio strength comes from liquidity, transparency, low cost, and broad diversification — not the allure of being “in” on the next private deal.

➡️ Read more: The Illusion of Access: Why Alternatives Don’t Belong in Everyday Portfolios

https://vistacp.com/blog/the-illusion-of-access-why-alternatives-dont-belong-in-everyday-portfolios/