WealthSmith Financial Planning

You’re one year away from retirement, or five years, or ten years from retirement. What keeps you up at night?
What I have found over the last 30 years of working with pre-retirees and NOW-retirees is that their concerns, though not communicated to me in these terms, fall into one of the following categories:
Longevity risk: Will I outlive my money?
Sequence of return risk: What happens if the market tanks as soon as I stop working?
Long Term Care risk: What happens if I need extended care that is not covered by Medicare?
Market risk: Should I become more conservative now that I’m taking money out of my retirement plan and no longer contributing to my retirement plan?
Inflation risk: How much will inflation eat into my retirement plans?
Interest rate risk: I want to turn back the clock and go back to 1980 when I could get 14% or higher rate of return in a bank insured certificate of deposit (CD). Will I ever be able to take no risk and live in retirement?
Recency bias: The market has dropped 2 years in a row, it is going to drop every year in my retirement!
What if there were a way to work with someone who has been addressing these concerns for 30 years?
As a Certified Financial Planning Professional™ with 30 years of experience addressing these concerns I have found that people find comfort in working with someone rather than trying to go-it-alone.
I can help reduce the anxiety associated with moving into your retirement years. If you would like to find out more about how I run my retirement planning practice, feel free to reach out and schedule a no cost, no obligation 15 minute phone meeting by going to my online calendar at: www.wealthsmthfp.com/book-appointment-online/. All conversations are confidential.