Susan Renner Real Estate
Watch out for these 4 red flags on a home inspection report, as they could require expensive repairs. ð© â£
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A home purchase can feel overwhelming, but we can help you avoid costly mistakes. Get in touch for a free consultation. â£
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ð² (503) 636-0515 â£
ð§ [email protected] â£
07/18/2023
How much do you know about your homeownerâs insurance policy? ð¡ â£
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Insurance can be confusing and overwhelmingâbut taking the time to ensure you have the coverage you need can save a lot of heartache. â£
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One of the most important factors to understand is how you will be reimbursed for a covered loss. There are two primary coverage options: â£
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ð°Replacement Cost - Reimburses you for the current cost of rebuilding, repairing, or replacing your damaged property â£
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ð°Actual Cash Value - Reimburses you for the replacement cost minus depreciation, which means the reimbursement amount will be reduced to account for the propertyâs age and typical wear and tear â£
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While a policy with Replacement Cost coverage is typically more expensive, it offers a higher level of protection against loss. â£
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Are you in the market for homeownerâs insurance? Contact us for a referral to a trusted insurance broker who can explain your options. â£
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ð² (503) 636-0515 â£
ð§ [email protected] â£
Thinking about a home renovation? Be sure to include these often-overlooked costs in your budget, as needed. â£
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Then read our latest blog post to learn about the surprising ways a renovation can impact your finances long-term. â£
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ð http://susanrenner.myagent.site/renovate-or-relocate-3-questions-to-help-you-decide/ â£
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Portland, OR
